Posts Tagged ‘Accounting’

Number One City In Arizona For Retirement Community Living

October 31st, 2022

If you are seriously considering retiring in Arizona,Guest Posting or just thinking about it, then you will be glad to know that Arizona was actually the first state to provide a retirement community to retirees. The state of Arizona, therefore, is a very good place to start looking for information.

Did you know that it was Del Webb (now considered Pulte Homes) who started the idea of a retirement community?

According to Del Web, they opened their very first retirement community on New Years Day, 1960, in a suburb of Phoenix, known as Sun City, Arizona. The positive response was more than overwhelming. The first retirement community in Arizona paved the way for retired living in the United States. Ever since that day, retirement communities continue to pop up everywhere.

Del Webb is actually now a part of Pulte Homes and are not just known to Arizona, but also in 15 additional states. In Arizona, Del Webb/Pulte has certainly made a name for themselves and are very well known here and are one of the very well known and reputable home builders of Arizona retirement communities.

Building Custom Homes In Phoenix, Arizona

April 21st, 2022

Building homes in Phoenix, Arizona is a very different process than purchasing a home already constructed. When you buy a finished home, even if it’s a home under construction by a developer, you don’t have to worry about special financing. But managing your own construction is a little different.

There are some fabulous lots available for homes in Phoenix, Arizona. For homeowners that want to build a custom home, the mountains and desert vistas offer an amazing backdrop for a custom, luxury home. But custom homes require a little advanced financial planning.

Building a home requires slightly different financing. Most people finance their building process with a construction loan. These loans have milestones that must be met before some of the funds are available. Usually, these funds are kept by the lender until each step of the building process is completed.

While building a custom home is one of the most exciting steps in home ownership, it requires advanced planning. Most of the planning concerns how you are going to meet the financial expenses needed to complete the home. When you are building your custom home, there are different expenses to consider.

* You may need money for a down payment on the land and you need funds for the closing costs of the loan.

* You may need money for loan payments and taxes.

* You may need funds for an architect, for the house plans, for permits and licenses.

* You may need to continue to pay your mortgage payments or rent and homeowner’s fees.

* You may need additional funds for material upgrades. All too often you’ll find better flooring, appliances, or unique kitchen cabinets – all of which require cash up front to place into your new home.

* You will need to plan for project cost overruns. Even the most thorough home budget won’t eliminate project overruns. You should plan for your project to be at least 10% to 25% over budget, at a minimum.

It’s possible to build your dream home, especially when it’s in a remarkable environment like Phoenix, Arizona. But it does require a little planning and probably a little savings or money in the bank. Once you’ve finished planning and begin the construction process, you’ll have a home that is just as unique as you and your family. Imagine how you’ll feel when your house is done. All that planning and saving will pay off when you are living in your dream home in Phoenix, Arizona.

Gary Ogami has over 13 years experience working in the financial services industry. He has worked with hundreds of individuals and families to find mortgage options that work for them.

He prides himself on making the mortgage process as easy as possible for his clients and is very passionate about helping them save money and develop a strong financial foundation.